How we work
Our approach to investing
Initial consultation and fact find
We listen and ask questions to understand your financial objectives and what is important to you. We prioritise these alongside your Environmental, Social, and Governance (ESG) preferences to form the cornerstones of your financial plan.
Research and
financial plan
We assess your objectives, conduct independent research; review existing investments, and create a unique investment strategy aligned with your attitude to risk.
Present, discuss, agree
and implement your plan
We meet with you to discuss our recommendations and proposed investment plans. Together, we agree on a way forward to implement this plan with precision.
Regular review
and ongoing advice
We keep you up to date on market conditions and changes to legislation and ensure your investment plans continue to reflect your life priorities and changing needs.
Responsible investing
Responsible investing isn’t about choosing between your financial returns and your conscience. Instead, it’s a crucial way to look at how companies conduct themselves and how this reflects your preferences.
As investors increasingly demand positive action as well as returns from business, companies must consider their environmental and social impact, and those that don’t adapt will face consequences.
By making thoughtful choices about where we invest our pensions and savings, we can influence companies to become better versions of themselves.
When it comes to putting responsible investing into action, we work alongside fund managers (who make the investments with us overseeing these) – assess three vital factors: environmental, social, and corporate governance (ESG). In simple terms, it’s about the planet, people, and fair management.
We also hold our investment partners to the UN Principles of Responsible Investing ensuring their practices adhere to the highest standards and governance.
We firmly believe that through responsible investing, we can contribute to creating a better world and a sustainable future.
Charges
When you invest with us you pay for our advice and the investment vehicles or products we recommend. Our initial consultation with you is at our expense.
Our charges are completely transparent with any fees relating to your investments discussed before charges are incurred. You will receive a personalised illustration that sets out how any charges apply to your specific investments managed by us prior to you making an investment and incurring any of these charges.