People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Independent Mortgage Advice
At Financial Advice Centre, we know that securing a mortgage and buying a property can be an emotional, pressurised and time consuming experience.
Whether you are a first time-buyer purchasing your first home, looking to move home, refinance, self-build or buy to let, we can help.
We review the whole of market to help you select the right mortgage package for your needs. Our independent mortgage advisers guide you through the process and are on hand to answer your questions as well as ensuring all the fine print and deadlines are taken care of so you don’t have to. We aim to take the pressure off you and manage the process so there are no unnecessary delays.
We can help you with any of the mortgage options listed below. For specific advice, please get in touch. Ring us on 01905 731 864.
Your home and property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some aspect of buy to let mortgages.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.