Pension Planning

Planning ahead for retirement is important – and getting the right advice at the right time from our advisers can make all the difference in achieving your financial goals. 

Below we explain why pension planning is so important and describe some of the options available to you. This information is intended only as guidance. Please engage with us for advice on your specific circumstances.

For specific advice, please get in touch.

The value of your pension can fall as well as rise and you may not get back the original amount invested.

Teachers Pensions logo.png          Teacher's Pensions Scheme

           The specialist expertise we provide helps teachers make the most of their Teacher's Pensions Scheme.  We publish a regular newsletter on the Teacher's Pension Scheme.

Automatic Enrolment for Employees

Automatic Enrolment for Employees

A workplace pension is a way of saving for retirement arranged by an individual’s employer. It is sometimes called a ‘company pension’, an ‘occupational pension’ or a ‘works pension’. Automatic enrolment into a workplace pension is an easy, hassle-free way for workers to save for their retirement while they are earning.

Automatic Enrolment for Employers

Automatic Enrolment for Employers

The government has introduced a new law designed to help people save more for their retirement. It requires all employers to enrol eligible workers into a workplace pension scheme if they are not already in one.

How Personal Pensions work

How Personal Pensions work

The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.

Pensions & Divorce

Pensions & Divorce

With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.

The Value of Retirement Planning

The Value of Retirement Planning

We all know it’s important to plan for retirement, but many of us are still not planning well enough. Despite all the media headlines and Government initiatives, many of us still have a ‘tomorrow will do’ attitude. This is worrying for one simple reason – we are going to live longer than most of us think. This article explains further.

What is a Personal Pension?

What is a Personal Pension?

Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.

Pensions

The PPI note say that women and younger pensioners to get large pension income reduction
Angelita Woosnam received an unexpected letter in 2013 about her state pension age
Regulatory Policy Committee opinion on DWP's Occupational and Personal Pension Schemes (Automatic Enrolment) (Amendment) Regulations 2020